Here's a tip: Begin by determining how much of your available spending fits within your monthly budget. Once you know the amount you are willing to spend, list the expenses you need to track. For example, you want to donate to a local charity, purchase presents for your family, or even carve out funds for travel. After creating your list, take a moment to prioritize what is most important. Then, you can cut back on gifts for extended family or choose to donate time to a non-profit versus providing a monetary donation. No matter how you find joy this season, following these tips will ensure your finances will be in a healthy place this holiday.