Helping You Have a Healthy Holiday
December 2022

Festive music, shimmering lights, and cozy evenings make up just a small portion of the joy many feel during the winter holiday season. While this season of giving inspires many to open their pocketbooks and either purchase gifts for others or donate to the less fortunate, it may also come with anxiety around finances.

Here's a tip: Begin by determining how much of your available spending fits within your monthly budget. Once you know the amount you are willing to spend, list the expenses you need to track. For example, you want to donate to a local charity, purchase presents for your family, or even carve out funds for travel. After creating your list, take a moment to prioritize what is most important. Then, you can cut back on gifts for extended family or choose to donate time to a non-profit versus providing a monetary donation. No matter how you find joy this season, following these tips will ensure your finances will be in a healthy place this holiday.

Want to learn about more ways to handle your money? Check out this free “These Holiday “Two-Dos” Can Keep You Financially Healthy All Season Long” blog post from our partners at GreenPath Financial and start
planning today!

Gesa Credit Union is deeply committed to financial education in the community. Seminars are available to everyone, regardless of whether or not you are a member. Gesa also offers free financial literacy materials and onsite workshops to high schools, colleges, clubs, businesses, and other groups. There is no cost for speakers or materials and each presentation can be tailored to suit the needs of your group or organization.

“Paying for College” (January 2021)
Learn what drives college costs, what families typically pay, review Gesa scholarship opportunities, and discuss available financial aid options to help cover college costs.

“Assembling a Successful Application”
(December 2020)
Review a timeline for developing the four key elements of your college admissions packet: course transcripts, standardized testing results, admissions essays, and a description of extracurricular activities.

“Planning Ahead for Your College Career” (December 2020)
Learn how to build a semester-by-semester plan for high school students and families to maximize their opportunities to successfully enroll in the college of their choice.

“Preparing for College Admissions During COVID-19” (April 2020)

Valuable information for families navigating the college admissions process during COVID-19.

“Fighting Today's Fraud” (April 2020)
Valuable tips to help protect yourself from fraud.
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