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Gesa Credit Union offers financial education with access to a broad range of value and cost-effective financial product and services. Organizing your finances can be challenging, especially if you are just starting out. Gesa gives you the tools and materials right at your fingertips, so you can be successful. Let us be your guide to your financial journey.


With Valentine’s Day right around the corner, show your savings account some love and save money while celebrating.

If you’re getting flowers, consider buying them the day of, as they are usually on sale. The same goes for chocolates and other V-day-themed gifts that stores discount to clear shelf space for the next promotion. The selection may be limited, but your savings can be considerable!

A cost-efficient alternative to buying a card is making one yourself. If you don’t have the time or crafty creativity to make one by hand—check out penny-pinching specialty shops like the Dollar Store—they offer plenty of festive options.

When it comes to holiday goodies, where you shop can impact your wallet. We recommend savings-minded stores like Costco and Trader Joe’s but remember, local small businesses also need our support and often hold holiday sales, too.

Have a great Valentine’s Day and happy saving!


Let’s talk about banking basics. It is not a good idea to hide your money under a mattress, as it can be very risky. At some point you will need to secure your money either with a Bank or Credit Union. Both Banks and Credit Unions offer insurance coverage over your money, creating a safe and profitable way to take your first step in your financial journey. But make sure you do your research to find the financial institution that offers the right products and services for you.

Products and services are essential to managing your money. Banking institutions offer a variety of consumer needs. Checking accounts allow you to deposit and withdraw money for daily transactions. These accounts are also good for paying bills, purchasing items with your debit card., and depositing your payroll. Savings accounts allow you to withdraw and deposit money. However, they are not for everyday transactions. Savings accounts are good for earning a higher interest on your money, making larger deposits, and saving for something special. When looking into a financial institution, you will want to research monthly fees, minimum balance requirements, interest rates, and opening deposit requirements. You’ll also want to look into electronic services they offer in the event you need to access your accounts outside of a physical branch.

Gesa Credit Union is a not-for-profit financial co-operative. This means we share our profits with our members through higher interest rates on savings and lower rates on loans—ultimately earning our members more money in savings and saving them money on loans.

Gesa Credit Union also offers a unique variety of products and services. For example, currently, Gesa offers a Student Checking account for ages 14-18. This product empowers young members to have their own Savings and Checking accounts with a debit or ATM card. It is not common for financial institutions to allow a minor to have their own individual account. However, ours are designed to set students up for financial success as the student checking product is not eligible for overdraft protection. This feature is added to protect the member from consistently over drafting their account and accruing service charges. Additional features such as online banking empower the member to track their balances, pay bills and set transaction alerts.

Do you know a young person ready to learn the ins and outs to managing their money? Student Checking at Gesa is a great way to start out!

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